CHECKLIST FOR LOAN PRE-APPROVAL
FOR PURCHASING A HOME

The timely processing of a mortgage loan application relies on the completeness and accuracy of the information you provide. This is a checklist to assist you in compiling the necessary information.

___Full name(s) and copy of Social Security Card(s) and Driver’s License of those who name(s) will be on the loan and contract for purchase.

___Address(es) which you lived for last two years.

___Complete Employment history for past two years, contact information
for employer, previous employers, monthly income and positions held.

___Paycheck stubs for last 30 days, last two years of all W-2’s.

___If self-employed or paid by bonuses or overtime, last two years of tax returns. The adjusted gross income on line 37 of the 1040 IRS Tax Form will be added together from those two years of tax returns and divided by 24 months to determine your eligible monthly income.

___List of real estate owned. Vacation properties, Investment properties, Commercial properties, etc..

___Describe and provide proof of additional income; Social Security, Child Support, Notes receivable, etc.

___Bank, Credit Union, and any other Financial Institutions statements for last 60 days. (All pages of Statements.)

This checklist is intended to help you supply as much information as possible at the time of the loan application. Additional information is often required to clarify and explain. You anticipated cooperation is appreciated. Please call my cell, 409-350-9317, with any questions.